Bank of Marin Bancorp (BMRC) Q2 2025 Earnings Call Transcript

Bank of Marin Bancorp (NASDAQ:BMRC) Q2 2025 Earnings Conference Call July 28, 2025 11:30 AM ET

Company Participants

David Bonaccorso – Executive VP, CFO, Principal Accounting Officer & Treasurer
Krissy Meyer – Corporate Participant
Secretary – Corporate Participant
Timothy D. Myers – President, CEO & Director

Conference Call Participants

Jeffrey Allen Rulis – D.A. Davidson & Co., Research Division
Matthew Timothy Clark – Piper Sandler & Co., Research Division
Robert Andrew Terrell – Stephens Inc., Research Division
Timothy Norton Coffey – Janney Montgomery Scott LLC, Research Division

Krissy Meyer

Secretary

Good morning, and thank you for joining Bank of Marin Bancorp’s earnings call for the second quarter ended June 30, 2025. I am Krissy Meyer, Corporate Secretary for Bank of Marin Bancorp. [Operator Instructions]

Joining us on today are Bank of Marin President and CEO, Tim Myers; and Chief Financial Officer, Dave Bonaccorso. Our earnings news release and supplementary presentation, which were issued this morning, can be found in the Investor Relations section of our website at bankofmarin.com, where this call is also being webcast. Post captioning is available during the live webcast as well as on the webcast replay.

Before we get started, I want to note that we will be discussing some non-GAAP financial measures. Please refer to the reconciliation table in our earnings news release for both GAAP and non-GAAP measures. Additionally, the discussion on the call is based on information we know as of Friday, July 25, 2025 and may contain forward-looking statements that involve risks and uncertainties. Actual results may differ materially from those set forth in such statements. For a discussion on these risks and uncertainties, please review the forward-looking statements disclosure in our earnings news release as well as our SEC filings. Following our prepared remarks, Tim, Dave and our Chief Credit Officer, Misako Stewart will be available to answer your questions.