Credicorp Ltd. (NYSE:BAP) Q2 2025 Earnings Conference Call August 15, 2025 10:30 AM ET
Company Participants
Alejandro Perez-Reyes Zarak – Chief Financial Officer
Cesar Rios Briceno – Chief Risk Officer
Francesca Raffo Paine – Chief Innovation Officer
Gianfranco Piero Dario Ferrari de Las Casas – Chief Executive Officer
Milagros Cigüeñas – Head of Investor Relations
Conference Call Participants
Alonso Acuna Aramburú – Banco BTG Pactual S.A., Research Division
Andres Soto – Santander Investment Securities Inc., Research Division
Brian Flores – Citigroup Inc., Research Division
Carlos Gomez-Lopez – HSBC Global Investment Research
Lindsey Marie Shema – Goldman Sachs Group, Inc., Research Division
Renato Meloni – Bernstein Autonomous LLP
Yuri Rocha Fernandes – JPMorgan Chase & Co, Research Division
Operator
Good morning, everyone. I would like to welcome you to the Credicorp Limited Second Quarter 2025 Conference Call. A slide presentation will accompany today’s webcast, which is available in the Investors section of Credicorp’s website. Today’s conference call is being recorded. [Operator Instructions]
Now it is my pleasure to turn the conference over to Credicorp’s IRO, Milagros Cigüeñas. You may begin.
Milagros Cigüeñas
Good morning. Thank you, and good morning, everyone. Speaking on today’s call will be Gianfranco Ferrari, our Chief Executive Officer; and Alejandro Perez-Reyes, our Chief Financial Officer. Participating in the Q&A session will also be Francesca Raffo, Chief Innovation Officer; Cesar Rios, Chief Risk Officer; Diego Cavero, Head of Universal Banking; Cesar Rivera, CFO of Insurance and Pensions; and Rocio Benavides, Mibanco Chief Financial Officer.
Before we proceed, I would like to make the following safe harbor statement. Today’s call will contain forward-looking statements, which are based on management’s current expectations and beliefs and are subject to a number of risks and uncertainties. And I refer you to the forward-looking statements section of our earnings release and recent filings with the SEC. We assume
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