Standard Chartered PLC (OTCPK:SCBFY) Bank of America 30th Annual Financials CEO Conference 2025 September 17, 2025 8:15 AM EDT
Company Participants
William Winters – Group Chief Executive & Executive Director
Conference Call Participants
Emma Xu – BofA Securities, Research Division
Presentation
Emma Xu
BofA Securities, Research Division
Good afternoon, everyone. It’s my pleasure to welcome Bill Winters, CEO of Standard Chartered on stage with me today. I don’t think he needs much introduction as this is the 10th year he’s been doing the job.
Question-and-Answer Session
Emma Xu
BofA Securities, Research Division
So Bill, the bank has just passed halfway through the current 3-year plan to taking the bank back towards 13% RoTE. When you reflect on this period, what have been the biggest changes that you’ve implemented as CEO? And what are the key challenges and opportunities that you see for the rest of the plan?
William Winters
Group Chief Executive & Executive Director
Well, first of all, thanks for having me. It’s very nice to be here. You’re quite correct. I’ve been in the bank for 10 years. And think of it in a few buckets. We had some issues for sure, when I arrived. That was part of the reason that I came out of banking — came out of nonbanking back into banking. So the first chapter was cleanup and repositioning.
And frankly, I had the view at the time that the — I had the hope and the view that there was a good franchise underneath a bit of trouble or in some rubble. And it turned off when we cleaned up the role and looked at the franchise, it was good. And there were a couple of elements that were key.
1 was the really very good wealth business, but it was kind of
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