Civista Bancshares, Inc. (NASDAQ:CIVB) Q1 2025 Earnings Conference Call April 24, 2025 1:00 PM ET
Company Participants
Dennis Shaffer – President & Chief Executive Officer
Rich Dutton – Senior Vice President & Chief Operating Officer
Ian Whinnem – Senior Vice President & Chief Financial Officer
Conference Call Participants
Justin Crowley – Piper Sandler
Brendan Nosal – Hovde Group
Terry McEvoy – Stephens
Manuel Navas – D.A. Davidson
Emily Lee – KBW
Operator
Before we begin, I would like to remind you that, this conference call may contain forward-looking statement with respect to the future performance and financial condition of Civista Bancshares Inc. that involve risk and uncertainties.
Various factors could cause actual results to be materially different from any future results expressed or implied by such forward-looking statements. Risk factors are discussed in the company’s SEC filings, which are available on the company’s website. The company disclaims any obligation to update any forward-looking statement made during the call.
Additionally, management may refer to the non-GAAP measures, which are intended to supplement, but not substitute the most directly comparable GAAP measures. The press release also available on the company’s website contains the financial and other quantitative information to be discussed today as well as the reconciliation of the GAAP to non-GAAP measures. This call will be recorded and made available on Civista Bancshares website at www.civb.com.
At the conclusion of Mr. Shaffer’s remarks he and the Civista management team will take any questions you may have.
Now, I will turn the call over to Mr. Shaffer.
Dennis Shaffer
Thank you. Good afternoon. This is Dennis Shaffer, President and CEO of Civista Bancshares, and I would like to thank you for joining us for first quarter 2025 earnings call. I am joined today by Rich Dutton, SVP of the company and Chief Operating Officer of the bank; Ian Whinnem, SVP
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