Block, Inc. (XYZ) Management presents at J.P. Morgan 53rd Annual Technology, Media and Communications Conference (Transcript)


Block, Inc. (NYSE:XYZ) J.P. Morgan 53rd Annual Technology, Media and Communications Conference May 13, 2025 12:30 PM ET

Company Participants

Jack Dorsey – Block Head, Chairman, Co-Founder
Amrita Ahuja – Foundational Lead

Conference Call Participants

Tien-Tsin Huang – JPMorgan

Tien-Tsin Huang

All right. Let’s — I think we can get started. Thanks, everybody, for joining. Hope the lunch was good and tasty. My name is Tien-Tsin Huang. I follow the payments and IT services sector here at JPMorgan, and super grateful to have the Block team back with us. Jack Dorsey, Block Head, Chairman, Co-Founder of Block; and Amrita Ahuja, Foundational Lead, oversees finance, legal and people at Block. Welcome. Thanks for joining us again on stage. Jack, we’ve been doing this for what, seven, eight years, something like that? I don’t know, maybe you’re embarrassed?

Jack Dorsey

Every year, yeah.

Tien-Tsin Huang

Always great to see you, and I appreciate the update. So, before we get started, I got to read the safe harbor statement. I’m pulling out the glasses, I’m getting older. Can’t see. During this conversation, Jack, Amrita may make forward-looking statements, including about Block’s preliminary expectations for its financial performance in the second quarter that are subject to certain risks and uncertainties, including changes in macroeconomic conditions. They may also speak as to certain non-GAAP metrics. Please take a look at Block’s most recent filings with the SEC for a discussion of the company’s risk factors and for reconciliations of non-GAAP metrics for their most directly comparable GAAP financial measure. Further, any discussion of Block’s lending and banking products or for the products that are offered through Square financial services or its bank partners. So all right, I think I got that okay.

Question-and-Answer Session

Q – Tien-Tsin Huang

So, let’s get right into it. I gathered a



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