Tokio Marine Holdings, Inc. (TKOMY) Q4 2024 Earnings Call Transcript


Tokio Marine Holdings, Inc. (OTCPK:TKOMY) Q4 2024 Earnings Conference Call May 20, 2025 6:00 AM ET

Company Participants

Taizo Ishiguro – Executive Officer, Head of Investor Relations
Satoru Komiya – Group Chief Executive Officer
Kenji Okada – Senior Managing Director & Group Chief Financial Officer

Conference Call Participants

Masao Muraki – SMBC Nikko
Koki Sato – JP Morgan
Naruhiko Sakamaki – Mizuho Securities
Futoshi Sasaki – Nomura Securities

Taizo Ishiguro

Good evening. Thank you for joining us today. I am Ishiguro of Global Communications. We will now start the conference call for the FY 2024 Results and FY 2025 Presentation as announced today.

We will first start with the presentations from our CEO, Mr. Komiya, followed by CFO, Mr. Okada, by referring to the presentation material posted on our homepage today focusing on our earnings and capital policy. The presentation will be for about 15 minutes, after which we would like to take your questions.

A disclaimer before we begin. The presentation may include business projections and forecasts based on information and assumptions available to us today, and is subject to risk and uncertainties. Please be reminded that actual results may differ from projections. Please note that we have a recording service for this conference call.

Let me start over to you, Mr. Komiya.

Satoru Komiya

Good evening, everyone. My name is Komiya. Thank you very much for taking time out of your business schedule to join us today. I would also like to thank you for your continued support towards Tokio Marine. First of all, I would like to begin by explaining the content of the financial results for fiscal 2024 and the message from the management based on these results.

Please turn Page 3 of the document. There are 3 main points I would like to convey to you



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