Affirm Holdings, Inc. (AFRM) Presents at Annual William Blair Growth Stock Conference Transcript


Affirm Holdings, Inc. (NASDAQ:AFRM) Annual William Blair Growth Stock Conference June 5, 2025 ET

Company Participants

Michael A. Linford – Chief Operating Officer

Conference Call Participants

Andrew William Jeffrey – William Blair & Company L.L.C., Research Division

Andrew William Jeffrey

Okay. Thank you all for joining us. I know it’s been a long but productive 3 days. And I think we’re ending it on a high note with Affirm. Let me just read the disclosures here quickly. So my name is Andrew Jeffrey. I’m the fintech analyst at William Blair, and I’m required to inform you that a complete list of research disclosures or potential conflicts of interest is on our website at williamblair.com.

My pleasure to be able to introduce Michael Linford the COO of Affirm. This is 1 of our favorite stories. It fits squarely into the theme of a shifting digital finance landscape. We think increasingly, demographically younger consumers. And even as we were just speaking, the general population at large is dissatisfied with traditional banking products, and Affirm offers a really high-value innovative solution to address those issues. God, you do double duty here, Michael — thank you.

Michael A. Linford

I’ll take out the trash, if I need to.

Andrew William Jeffrey

With that, please go ahead.

Michael A. Linford

Thank you, and thanks, everybody, for taking the time. I know we are the last show of the concert. So very, very happy to spend a few minutes with you. I won’t read you this, but more legal disclaimers. What I’d like to do today is orient everybody on what we’re up to here at Affirm. I’ll talk about how we started, what we’ve built, how we make money, what our financial model is, and then spend a little bit of time clarifying some misconceptions that maybe some of you have in this room or certainly that you’ve read



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