Huntington Bancshares Incorporated (HBAN) Q2 2025 Earnings Call Transcript

Huntington Bancshares Incorporated (NASDAQ:HBAN) Q2 2025 Earnings Conference Call July 18, 2025 9:00 AM ET

Company Participants

Brantley J. Standridge – Senior EVP and President of Consumer & Regional Banking
Brendan A. Lawlor – Executive VP & Chief Credit Officer
Eric Edmund Wasserstrom – Executive VP & Head of Investor Relations
Stephen D. Steinour – Chairman, President & CEO
Zachary J. Wasserman – CFO & Senior EVP

Conference Call Participants

Christopher McGratty – Keefe, Bruyette, & Woods, Inc.
Matthew O’Connor – Deutsche Bank AG
Steven A. Alexopoulos – TD Cowen, Research Division
Ebrahim Huseini Poonawala – BofA Securities, Research Division
Erika Najarian – UBS Investment Bank, Research Division
Jon Glenn Arfstrom – RBC Capital Markets, Research Division
Kenneth Michael Usdin – Bernstein Autonomous LLP
Manan Gosalia – Morgan Stanley, Research Division

Operator

Greetings, and welcome to the Huntington Bancshares Second Quarter 2025 Earnings Call. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to turn the conference over to your host, Eric Wasserstrom, Director of Investor Relations. Please go ahead.

Eric Edmund Wasserstrom

Thank you, and good morning, everyone. Welcome to our second quarter call. Our presenters today are Steve Steinour, Chairman, President and CEO; Brant Standridge, President of Consumer and Regional Banking; and Zach Wasserman, Chief Financial Officer. Brendan Lawlor, Chief Credit Officer, will join us for the Q&A. Earnings documents, which include our forward-looking statements disclaimer and non-GAAP information and copies of the slides we will be reviewing are available on the Investor Relations section of our website, which is www.ir.huntington.com. As a reminder, this call is being recorded, and a replay will be available starting about 1 hour after the close of the call. With that, let me turn it over to Steve.

Stephen D. Steinour

Thanks, Eric. Good morning, everyone, and welcome. Thank you for joining