KBC Group NV (KBCSY) Q2 2025 Earnings Call Transcript


KBC Group NV (OTCPK:KBCSY) Q2 2025 Earnings Conference Call August 7, 2025 3:30 AM ET

Company Participants

Bartel Puelinckx – CFO & Director
Johan Thijs – Group CEO, MD & Executive Director
Kurt De Baenst – General Manager of Investor Relations Office

Conference Call Participants

Anke Reingen – RBC Capital Markets, Research Division
Benoit Petrarque – Kepler Cheuvreux, Research Division
Chris Hallam – Goldman Sachs Group, Inc., Research Division
Farquhar Charles Murray – Autonomous Research US LP
Giulia Aurora Miotto – Morgan Stanley, Research Division
Namita Samtani – Barclays Bank PLC, Research Division
Sharath Kumar Ramanathan – Deutsche Bank AG, Research Division
Tarik El Mejjad – BofA Securities, Research Division

Operator

Good day, and welcome to today’s KBC Group Earnings Release Q2 2025 Conference Call. This meeting is being recorded. And now I’d like to hand the call over to Kurt De Baenst, Head of Investor Relations. Please go ahead, sir.

Kurt De Baenst

Thank you, operator. A very good morning to all of you from the headquarters of KBC in Brussels, and welcome to the KBC conference call. Today is Thursday, August 7, 2025, and we are hosting the conference call on the second quarter results of KBC. As usual, we have Johan Thijs, Group CEO with us; as well as our Group CFO, Bartel Puelinckx and they’ll both elaborate on the results and add some additional insights. As such, it’s my pleasure to give the floor to our CEO, Johan Thijs, who will quickly run you through the presentation.

Johan Thijs

Thank you very much, Kurt. And also from my side, a warm welcome to the announcement of the second quarter results of 2025. And as always, we start with the key takeaways, the highlights of this quarter, and let me start with the net results, which stands at a very strong EUR 1.18 billion for



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