NBT Bancorp Inc. (NASDAQ:NBTB) Q2 2025 Earnings Conference Call July 29, 2025 10:00 AM ET
Company Participants
Annette L. Burns – Executive VP & CFO
Joseph R. Stagliano – Senior Executive Vice President
Scott A. Kingsley – President, CEO & Director
Conference Call Participants
Feddie Justin Strickland – Hovde Group, LLC, Research Division
Manuel Antonio Navas – D.A. Davidson & Co., Research Division
Mark Thomas Fitzgibbon – Piper Sandler & Co., Research Division
Matthew M. Breese – Stephens Inc., Research Division
Stephen M. Moss – Raymond James & Associates, Inc., Research Division
Operator
Good day, everyone. Welcome to the conference call covering NBT Bancorp’s Second Quarter 2025 Financial Results. This call is being recorded and has been made accessible to the public in accordance with SEC Regulation FD. Corresponding presentation slides can be found on the company’s website at nbtbancorp.com.
Before the call begins, NBT’s management would like to remind listeners that, as noted on Slide 2, today’s presentation may contain forward-looking statements as defined by the Securities and Exchange Commission. Actual results may differ from those projected.
In addition, certain non-GAAP measures will be discussed. Reconciliations for these numbers can be contained within the appendix of today’s presentation.
[Operator Instructions] As a reminder, this call is being recorded. I would now like to turn the call over to NBT Bancorp President and CEO, Scott Kingsley, for his opening remarks. Mr. Kingsley, please begin.
Scott A. Kingsley
Good morning. Thank you for joining us for this earnings call covering NBT Bancorp’s Second Quarter 2025 results. I would like to extend a special welcome today to our newest investors who joined us in May with the Evans Bancorp merger.
With me today are Annette Burns, NBT’s Chief Financial Officer; Joe Stagliano, President of NBT Bank; and Joe Ondesko, our Treasurer.
Our
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