Visa Inc. (NYSE:V) isa Inc. Goldman Sachs Communacopia + Technology Conference 2025 September 9, 2025 11:50 AM EDT
Company Participants
Jack Forestell – Chief Product & Strategy Officer
Conference Call Participants
William Nance – Goldman Sachs Group, Inc., Research Division
Presentation
William Nance
Research Analyst
Okay. I’m going to kick it off now. Next up, we have Jack Forestell, Visa’s Chief Product and Strategy Officer. Jack has been with Visa since 2014 and was Head of the Capital One Digital platform prior to joining. Jack, really appreciate you being here, and thanks for supporting the Goldman Conference.
Jack Forestell
Chief Product & Strategy Officer
Great to be here, Will. Thanks for having me.
Question-and-Answer Session
William Nance
Goldman Sachs Group, Inc., Research Division
Okay. So I’ll kick things off. We’ve got to do the big picture spending question upfront here, and then we can talk about the more interesting topics. But spending was a little bit bumpy in the fiscal third quarter, notably in June, rebounded nicely in July. Any color on how things have progressed so far in August and what you’re seeing around the health of the consumer?
Jack Forestell
Chief Product & Strategy Officer
Yes. The requisite, how is spending going question. The word that comes to mind is strong. There’s obviously a lot of uncertainty and sentiment out there. But when we stare at the data, we look at what the consumer is actually doing within our network, we see continued strong performance. August relating to July was much of the same. As you noted, we had a pretty good July. We can see that performance continued on a relatively even basis around the world. Of course, with where sentiment is, anything could change, we’re ready for that, but the data looks pretty good.
Here in
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