X Financial (NYSE:XYF) Q1 2025 Earnings Conference Call May 20, 2025 7:30 AM ET
Company Participants
Victoria Yu – IR
Kent Li – President
Noah Kauffman – Chief Financial Strategy Officer
Frank Fuya Zheng – CFO
Conference Call Participants
Alex Ye – UBS
Operator
Hello, and welcome to the X Financial First Quarter 2025 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Victoria Yu. Please go ahead.
Victoria Yu
Thank you, operator. Hello, everyone, and thank you for joining today’s call. The company’s financial results were released earlier today and are available on our investor relations website at ir.xiaoyinggroup.com. On the call today from X Financial are Mr. Kent Li, President; Mr. Frank Fuya Zheng, Chief Financial Officer; and Mr. Noah Kauffman, Chief Financial Strategy Officer. Mr. Li will start with a brief overview of our business operations and financial performance. Then Mr. Kauffman will go over some key Q1 metrics and highlights. After that, Mr. Zheng will share updates on financials, regulatory insights and our 2025 outlook. Afterwards, Mr. Li, Mr. Zheng and Mr. Kauffman, will be available to answer your questions during the Q&A session.
I remind you that this call may contain forward-looking statements under the safe harbor provision of Private Securities Litigation Reform Act of 1995. Such statements are based on management’s current expectations and involve known or unknown risks, uncertainties and other factors. These factors are difficult to predict and many are beyond the company’s control, which may cause actual results, performance or achievements to differ materially from those described in these statements. Further information on these and other risks can be found in our SEC
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