X Financial (NYSE:XYF) Q2 2025 Earnings Conference Call August 19, 2025 8:30 AM ET
Company Participants
Fuya Zheng – Chief Financial Officer
Kan Li – President & Director
Noah Kauffman – Chief Financial Strategy Officer
Victoria Yu – Corporate Participant
Conference Call Participants
Operator
Hello, and welcome to the X Financial Second Quarter 2025 Earnings Conference Call.
[Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to Victoria Yu. Please go ahead.
Victoria Yu
Thank you, operator. Hello, everyone, and thank you for joining today’s call. The company’s financial results were released earlier today and are available on our Investor Relations website at ir.xiaoyinggroup.com.
On the call today from X Financial are Mr. Kan Li, President; Mr. Frank Fuya Zheng, Chief Financial Officer; and Mr. Noah Kauffman, Chief Financial Strategy Officer. Mr. Li will start with a brief overview of our business progress and financial performance. Then Mr. Kauffman will go over some key Q2 metrics and highlights. After that, Mr. Zheng will share updates on financials, regulatory insights and our 2025 outlook. Afterwards, Mr. Li, Mr. Zheng and Mr. Kauffman will be available to answer your questions during the Q&A session.
I remind you that this call may contain forward-looking statements under the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Such statements are based on management’s current expectations and involve known or unknown risks, uncertainties and other factors. These factors are difficult to predict and many are beyond the company’s control, which may cause actual results, performance and achievements to differ materially from those described in these statements. Further information on these and other risks can be found in our SEC filings.
The company undertakes no obligation to update any forward-looking statements as a result
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